/* =========================================================================
   The Depression Guide - national depression-care authority
   Palette: deep spruce/pine, cool clinic paper, dawn-gold, calm sky
   Type: Spectral (display serif) + Public Sans (civic sans)
   Signature: "the care continuum" gauge/tick scale
   ========================================================================= */

:root{
  --ink:      #0B2622;   /* deepest spruce - dark bg + body text on light */
  --pine:     #0F473C;   /* brand deep teal-green */
  --pine-2:   #16594B;
  --spruce:   #072019;   /* near-black hero base */
  --paper:    #F1F4F0;   /* cool clinic paper (not cream) */
  --paper-2:  #FBFCFA;
  --card:     #FFFFFF;
  --dawn:     #D6A24E;   /* warm gold signal / hope */
  --dawn-2:   #B67F2C;
  --sky:      #3F6B7D;   /* calm data/link accent */
  --sky-2:    #2E5162;
  --sage:     #5E7970;   /* muted labels / secondary text */
  --sage-soft:#DCE6E0;
  --line:     rgba(11,38,34,.13);
  --line-2:   rgba(11,38,34,.08);
  --ink-70:   rgba(11,38,34,.72);
  --ink-55:   rgba(11,38,34,.56);
  --paper-70: rgba(241,244,240,.72);
  --paper-45: rgba(241,244,240,.46);
  --shadow:   0 1px 2px rgba(7,32,25,.05), 0 18px 40px -24px rgba(7,32,25,.28);
  --shadow-sm:0 1px 2px rgba(7,32,25,.06), 0 8px 24px -18px rgba(7,32,25,.30);
  --r:        14px;
  --r-sm:     9px;
  --shell:    1160px;
  --read:     720px;
}

*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:"Public Sans",system-ui,-apple-system,Segoe UI,Roboto,sans-serif;
  font-size:17px;
  line-height:1.65;
  font-weight:400;
  letter-spacing:-.005em;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img{max-width:100%;display:block}
a{color:var(--sky-2);text-decoration:none}
a:hover{color:var(--dawn-2)}
h1,h2,h3,h4{font-family:"Spectral",Georgia,serif;font-weight:500;color:var(--ink);letter-spacing:-.012em;line-height:1.12;margin:0}
strong{font-weight:600}
::selection{background:var(--dawn);color:var(--spruce)}

.shell{max-width:var(--shell);margin:0 auto;padding:0 28px}
.eyebrow{
  font-family:"Public Sans",sans-serif;
  font-size:12px;font-weight:700;letter-spacing:.16em;text-transform:uppercase;
  color:var(--pine);display:inline-flex;align-items:center;gap:10px;margin:0;
}
.eyebrow.on-dark{color:var(--dawn)}
.eyebrow::before{
  content:"";width:26px;height:9px;flex:none;
  background-image:repeating-linear-gradient(90deg,currentColor 0 1.4px,transparent 1.4px 6px);
  opacity:.75;
}

/* ---- skip link ---- */
.skip{position:absolute;left:-999px;top:0;z-index:200;background:var(--ink);color:#fff;padding:10px 16px;border-radius:0 0 8px 0}
.skip:focus{left:0}

/* ============================ crisis bar ============================ */
.crisis{
  background:var(--spruce);color:var(--paper-70);
  font-size:13.5px;letter-spacing:.005em;text-align:center;
  padding:9px 20px;border-bottom:1px solid rgba(214,162,78,.18);
}
.crisis strong{color:#fff;font-weight:600}
.crisis a{color:var(--dawn);font-weight:600;text-decoration:none}
.crisis a:hover{text-decoration:underline}

/* ============================ header ============================ */
.masthead{
  position:sticky;top:0;z-index:100;
  background:rgba(241,244,240,.86);
  backdrop-filter:saturate(1.4) blur(14px);
  -webkit-backdrop-filter:saturate(1.4) blur(14px);
  border-bottom:1px solid var(--line);
}
.mast-inner{display:flex;align-items:center;justify-content:space-between;gap:24px;height:70px}
.brand{display:flex;align-items:center;gap:13px;color:var(--pine)}
.brand:hover{color:var(--pine)}
.brand .seal{width:42px;height:42px;flex:none;color:var(--pine)}
.wordmark{display:flex;flex-direction:column;line-height:1}
.wm-ey{font-size:9.5px;font-weight:700;letter-spacing:.34em;text-transform:uppercase;color:var(--sage);margin-bottom:3px}
.wm-name{font-family:"Spectral",serif;font-size:21px;font-weight:600;color:var(--ink);letter-spacing:-.01em}
.wm-name b{color:var(--pine);font-weight:600}

.nav{display:flex;align-items:center;gap:2px}
.nav a{
  font-size:14.5px;font-weight:500;color:var(--ink-70);
  padding:9px 13px;border-radius:8px;position:relative;letter-spacing:-.005em;
  transition:color .18s,background .18s;
}
.nav a:hover{color:var(--ink);background:rgba(15,71,60,.06)}
.nav a[aria-current="page"]{color:var(--pine)}
.nav a[aria-current="page"]::after{
  content:"";position:absolute;left:13px;right:13px;bottom:2px;height:2px;
  background:var(--dawn);border-radius:2px;
}
.nav .nav-cta{
  margin-left:8px;background:var(--pine);color:#fff;font-weight:600;
  padding:9px 16px;border-radius:8px;
}
.nav .nav-cta:hover{background:var(--pine-2);color:#fff}

.nav-toggle{display:none;background:none;border:1px solid var(--line);border-radius:8px;
  width:42px;height:42px;align-items:center;justify-content:center;cursor:pointer;color:var(--ink)}
.nav-toggle svg{width:20px;height:20px}

/* ============================ hero ============================ */
.hero{
  position:relative;overflow:hidden;color:var(--paper);
  background:
    radial-gradient(120% 90% at 82% -10%, rgba(214,162,78,.20), transparent 55%),
    radial-gradient(90% 80% at 8% 110%, rgba(63,107,125,.32), transparent 60%),
    linear-gradient(158deg,#0d3a31 0%,#0a2c25 46%,#072019 100%);
}
.hero::after{ /* fine grain texture */
  content:"";position:absolute;inset:0;pointer-events:none;opacity:.5;
  background-image:radial-gradient(rgba(255,255,255,.05) .5px,transparent .5px);
  background-size:4px 4px;mix-blend-mode:overlay;
}
.hero-inner{position:relative;z-index:2;display:grid;grid-template-columns:1.15fr .85fr;gap:60px;
  align-items:center;padding:78px 0 88px}
.hero h1{
  color:var(--paper);font-weight:500;font-size:clamp(2.5rem,5.1vw,4rem);line-height:1.04;
  letter-spacing:-.02em;margin:22px 0 0;
}
.hero h1 em{font-style:italic;color:var(--dawn);font-weight:500}
.hero .lede{color:var(--paper-70);font-size:1.16rem;line-height:1.62;max-width:37ch;margin:24px 0 0}
.hero-cta{display:flex;flex-wrap:wrap;gap:14px;margin-top:34px}
.btn{
  display:inline-flex;align-items:center;gap:10px;font-weight:600;font-size:15.5px;
  padding:14px 24px;border-radius:10px;border:1px solid transparent;cursor:pointer;
  transition:transform .16s,background .18s,border-color .18s,box-shadow .18s;letter-spacing:-.005em;
}
.btn svg{width:22px;height:8px}
.btn-gold{background:var(--dawn);color:var(--spruce);box-shadow:0 12px 30px -14px rgba(214,162,78,.7)}
.btn-gold:hover{background:#e2b064;color:var(--spruce);transform:translateY(-2px)}
.btn-ghost{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.22);color:var(--paper)}
.btn-ghost:hover{background:rgba(255,255,255,.09);color:#fff;border-color:rgba(255,255,255,.4)}
.btn-pine{background:var(--pine);color:#fff}
.btn-pine:hover{background:var(--pine-2);color:#fff;transform:translateY(-2px)}

/* signature continuum device in hero */
.continuum{position:relative;background:rgba(255,255,255,.035);border:1px solid rgba(255,255,255,.12);
  border-radius:16px;padding:26px 26px 24px}
.continuum-label{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:20px}
.continuum-label .c-t{font-family:"Spectral",serif;font-size:1.08rem;color:#fff}
.continuum-label .c-s{font-size:11px;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--dawn)}
.scale{position:relative;height:58px;margin:0 4px}
.scale .track{position:absolute;left:0;right:0;top:26px;height:3px;border-radius:3px;
  background:linear-gradient(90deg,rgba(214,162,78,.85),rgba(63,107,125,.7))}
.scale .ticks{position:absolute;left:0;right:0;top:14px;display:flex;justify-content:space-between}
.scale .ticks span{width:1px;height:9px;background:rgba(255,255,255,.28)}
.scale .ticks span:nth-child(5n+1){height:15px;background:rgba(255,255,255,.5)}
.scale .marker{position:absolute;top:16px;left:16%;transform:translateX(-50%);text-align:center}
.scale .marker .dot{width:16px;height:16px;border-radius:50%;background:var(--dawn);
  border:3px solid var(--spruce);box-shadow:0 0 0 4px rgba(214,162,78,.25);margin:0 auto}
.scale .marker .m-txt{font-size:11px;font-weight:600;color:#fff;margin-top:10px;white-space:nowrap}
.continuum .ends{display:flex;justify-content:space-between;font-size:11.5px;color:var(--paper-45);margin-top:4px}
.continuum p{font-size:13.5px;color:var(--paper-70);margin:18px 0 0;line-height:1.55}

/* hero trust row */
.hero-trust{position:relative;z-index:2;border-top:1px solid rgba(255,255,255,.1);
  display:flex;flex-wrap:wrap;gap:14px 40px;padding:20px 0 26px}
.hero-trust .t-item{display:flex;align-items:center;gap:11px;font-size:13.5px;color:var(--paper-70)}
.hero-trust .t-item svg{width:19px;height:19px;color:var(--dawn);flex:none}
.hero-trust .t-item b{color:#fff;font-weight:600}

/* ============================ sections ============================ */
section{position:relative}
.band{padding:84px 0}
.band-tight{padding:60px 0}
.band-paper2{background:var(--paper-2)}
.sec-head{max-width:var(--read);margin-bottom:44px}
.sec-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sec-head.center .eyebrow{justify-content:center}
.sec-head h2{font-size:clamp(1.9rem,3.4vw,2.6rem);margin:16px 0 0;line-height:1.1}
.sec-head p{color:var(--ink-70);font-size:1.12rem;margin:16px 0 0;line-height:1.6}

/* thesis / lead statement */
.thesis{background:var(--pine);color:var(--paper);overflow:hidden;position:relative;
  border-top:1px solid rgba(214,162,78,.22)}
.thesis::before{content:"";position:absolute;inset:0;
  background:radial-gradient(80% 120% at 100% 0%,rgba(214,162,78,.16),transparent 50%)}
.thesis .shell{position:relative;z-index:2}
.thesis-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:56px;align-items:center}
.thesis .big{font-family:"Spectral",serif;font-weight:500;font-size:clamp(1.7rem,3.1vw,2.35rem);
  line-height:1.24;color:#fff;letter-spacing:-.01em}
.thesis .big em{font-style:italic;color:var(--dawn)}
.thesis .support p{color:var(--paper-70);font-size:1.04rem;line-height:1.68;margin:0 0 16px}
.thesis .support p:last-child{margin-bottom:0}
.thesis .support strong{color:#fff}

/* option cards (spectrum of care) */
.opt-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
.opt{
  background:var(--card);border:1px solid var(--line);border-radius:var(--r);
  padding:30px 28px;box-shadow:var(--shadow-sm);position:relative;overflow:hidden;
  transition:transform .2s,box-shadow .2s,border-color .2s;
}
.opt::before{content:"";position:absolute;left:0;top:0;bottom:0;width:4px;
  background:var(--accent,var(--pine));opacity:.9}
.opt:hover{transform:translateY(-4px);box-shadow:0 26px 50px -28px rgba(7,32,25,.4);border-color:var(--line)}
.opt .o-top{display:flex;align-items:center;gap:14px;margin-bottom:16px}
.opt .o-ic{width:46px;height:46px;flex:none;border-radius:11px;display:flex;align-items:center;justify-content:center;
  background:color-mix(in srgb,var(--accent,var(--pine)) 12%,#fff);color:var(--accent,var(--pine))}
.opt .o-ic svg{width:26px;height:26px}
.opt .o-tag{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--sage)}
.opt h3{font-size:1.4rem;margin:0}
.opt p{color:var(--ink-70);font-size:.98rem;line-height:1.62;margin:12px 0 0}
.opt .o-link{display:inline-flex;align-items:center;gap:8px;margin-top:18px;font-weight:600;
  font-size:14.5px;color:var(--accent,var(--pine))}
.opt .o-link svg{width:20px;height:8px;transition:transform .18s}
.opt:hover .o-link svg{transform:translateX(4px)}

/* orientation / facts strip (qualitative, no fabricated numbers) */
.facts{display:grid;grid-template-columns:repeat(3,1fr);gap:0;border:1px solid var(--line);
  border-radius:var(--r);overflow:hidden;background:var(--card)}
.facts .f{padding:30px 30px;border-right:1px solid var(--line)}
.facts .f:last-child{border-right:none}
.facts .f .k{font-family:"Spectral",serif;font-size:1.75rem;color:var(--pine);font-weight:600;line-height:1.05}
.facts .f .k small{font-size:.85rem;color:var(--sage);font-weight:400}
.facts .f p{font-size:.95rem;color:var(--ink-70);margin:10px 0 0;line-height:1.55}

/* steps / how to start */
.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:24px;counter-reset:step}
.step{background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r);padding:28px 26px;position:relative}
.step .num{font-family:"Spectral",serif;font-size:1.05rem;font-weight:600;color:var(--dawn-2);
  display:flex;align-items:center;gap:10px;margin-bottom:12px}
.step .num::before{counter-increment:step;content:"0" counter(step);
  font-variant-numeric:tabular-nums;font-size:1.5rem;color:var(--pine)}
.step h3{font-size:1.2rem}
.step p{color:var(--ink-70);font-size:.96rem;margin:10px 0 0;line-height:1.6}

/* ============================ prose (inner pages) ============================ */
.article{padding:56px 0 84px}
.article-head{max-width:var(--read);margin:0 auto 40px}
.article-head .eyebrow{margin-bottom:16px}
.breadcrumb{font-size:13px;color:var(--sage);margin-bottom:22px;display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.breadcrumb a{color:var(--sage);font-weight:500}
.breadcrumb a:hover{color:var(--pine)}
.breadcrumb .sep{opacity:.5}
.article-head h1{font-size:clamp(2.1rem,4.2vw,3rem);line-height:1.08;margin:16px 0 0}
.article-head .standfirst{font-size:1.22rem;line-height:1.6;color:var(--ink-70);margin:22px 0 0;
  font-family:"Spectral",serif;font-weight:400}
.article-meta{display:flex;flex-wrap:wrap;gap:8px 20px;margin-top:24px;padding-top:20px;border-top:1px solid var(--line);
  font-size:13.5px;color:var(--sage)}
.article-meta b{color:var(--ink-70);font-weight:600}

.prose{max-width:var(--read);margin:0 auto}
.prose h2{font-size:1.7rem;margin:52px 0 0;line-height:1.16;position:relative}
.prose h2::before{content:"";display:block;width:34px;height:9px;margin-bottom:15px;
  background-image:repeating-linear-gradient(90deg,var(--dawn) 0 1.6px,transparent 1.6px 7px);opacity:.95}
.prose h2 + p{margin-top:14px}
.prose h3{font-size:1.28rem;margin:34px 0 0;color:var(--pine)}
.prose p{margin:18px 0 0;color:var(--ink);line-height:1.72}
.prose p.first{margin-top:24px}
.prose a{color:var(--sky-2);font-weight:500;border-bottom:1px solid rgba(63,107,125,.35)}
.prose a:hover{color:var(--dawn-2);border-color:var(--dawn-2)}
.prose ul,.prose ol{margin:18px 0 0;padding-left:0;list-style:none}
.prose li{position:relative;padding-left:30px;margin:12px 0;line-height:1.68;color:var(--ink)}
.prose ul li::before{content:"";position:absolute;left:4px;top:11px;width:9px;height:9px;border-radius:50%;
  background:transparent;border:2px solid var(--dawn);}
.prose ol{counter-reset:li}
.prose ol li::before{counter-increment:li;content:counter(li);position:absolute;left:0;top:2px;
  width:22px;height:22px;border-radius:50%;background:var(--pine);color:#fff;font-size:12px;font-weight:700;
  font-family:"Public Sans",sans-serif;display:flex;align-items:center;justify-content:center}
.prose strong{color:var(--ink);font-weight:600}

/* pull quote / callout */
.callout{border-left:3px solid var(--dawn);background:var(--paper-2);border-radius:0 var(--r-sm) var(--r-sm) 0;
  padding:22px 26px;margin:34px 0 0}
.callout p{margin:0;font-family:"Spectral",serif;font-size:1.15rem;line-height:1.55;color:var(--pine);font-style:italic}
.note{background:color-mix(in srgb,var(--sky) 8%,var(--paper-2));border:1px solid rgba(63,107,125,.22);
  border-radius:var(--r-sm);padding:20px 24px;margin:34px 0 0}
.note .n-h{display:flex;align-items:center;gap:9px;font-weight:700;font-size:13px;letter-spacing:.05em;
  text-transform:uppercase;color:var(--sky-2);margin-bottom:8px}
.note .n-h svg{width:18px;height:18px}
.note p{margin:0;font-size:.98rem;color:var(--ink-70);line-height:1.6}

/* key facts box inside prose */
.keybox{background:var(--pine);color:var(--paper);border-radius:var(--r);padding:28px 30px;margin:36px 0 0}
.keybox h3{color:#fff;font-size:1.2rem;margin:0 0 14px}
.keybox ul{list-style:none;margin:0;padding:0}
.keybox li{position:relative;padding-left:28px;margin:11px 0;color:var(--paper-70);line-height:1.55;font-size:.98rem}
.keybox li::before{content:"";position:absolute;left:2px;top:9px;width:8px;height:8px;border-radius:50%;background:var(--dawn)}
.keybox li b{color:#fff}

/* ============================ provider module (sponsored) ============================ */
.provider{background:var(--spruce);color:var(--paper);position:relative;overflow:hidden}
.provider::before{content:"";position:absolute;inset:0;
  background:radial-gradient(70% 120% at 90% 10%,rgba(214,162,78,.16),transparent 55%),
            radial-gradient(60% 100% at 0% 100%,rgba(63,107,125,.28),transparent 60%)}
.provider .shell{position:relative;z-index:2}
.provider-inner{display:grid;grid-template-columns:1fr 1fr;gap:52px;align-items:center;padding:70px 0}
.sponsor-tag{display:inline-flex;align-items:center;gap:9px;font-size:11px;font-weight:700;
  letter-spacing:.14em;text-transform:uppercase;color:var(--dawn);
  border:1px solid rgba(214,162,78,.4);border-radius:100px;padding:6px 14px}
.sponsor-tag .d{width:6px;height:6px;border-radius:50%;background:var(--dawn)}
.provider h2{color:#fff;font-size:clamp(1.7rem,3vw,2.3rem);margin:22px 0 0;line-height:1.14}
.provider .p-lede{color:var(--paper-70);font-size:1.08rem;line-height:1.62;margin:18px 0 0}
.provider .p-feats{list-style:none;margin:24px 0 0;padding:0;display:grid;grid-template-columns:1fr 1fr;gap:12px 22px}
.provider .p-feats li{position:relative;padding-left:28px;color:var(--paper);font-size:.96rem;line-height:1.45}
.provider .p-feats li svg{position:absolute;left:0;top:2px;width:19px;height:19px;color:var(--dawn)}
.provider .p-cta{margin-top:30px;display:flex;flex-wrap:wrap;gap:14px;align-items:center}
.provider .disclosure{font-size:12.5px;color:var(--paper-45);line-height:1.55;margin:22px 0 0;max-width:60ch}

/* provider card side */
.p-card{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.13);border-radius:18px;
  padding:32px 30px;backdrop-filter:blur(4px)}
.p-card .pc-name{display:flex;align-items:center;gap:13px;margin-bottom:20px}
.p-card .pc-name .seal{width:46px;height:46px;color:var(--dawn);flex:none}
.p-card .pc-name .t{font-family:"Spectral",serif;font-size:1.15rem;color:#fff;line-height:1.2}
.p-card .pc-name .t small{display:block;font-family:"Public Sans",sans-serif;font-size:12px;
  color:var(--paper-45);font-weight:500;letter-spacing:.03em;margin-top:3px}
.p-card .pc-row{display:flex;gap:12px;padding:14px 0;border-top:1px solid rgba(255,255,255,.1);font-size:.95rem}
.p-card .pc-row .l{color:var(--paper-45);width:96px;flex:none;font-size:13px;padding-top:1px}
.p-card .pc-row .v{color:var(--paper);line-height:1.5}
.p-card .pc-row .v b{color:#fff;font-weight:600}

/* ============================ FAQ ============================ */
.faq{max-width:var(--read);margin:0 auto}
.qa{border:1px solid var(--line);border-radius:var(--r-sm);background:var(--card);margin-bottom:12px;
  overflow:hidden;transition:border-color .2s,box-shadow .2s}
.qa[open]{border-color:rgba(15,71,60,.35);box-shadow:var(--shadow-sm)}
.qa summary{list-style:none;cursor:pointer;padding:20px 24px;display:flex;align-items:center;
  justify-content:space-between;gap:18px;font-family:"Spectral",serif;font-size:1.14rem;font-weight:500;color:var(--ink)}
.qa summary::-webkit-details-marker{display:none}
.qa summary:hover{color:var(--pine)}
.qa .chev{width:22px;height:22px;flex:none;color:var(--pine);transition:transform .22s}
.qa[open] .chev{transform:rotate(45deg)}
.qa .a{padding:0 24px 22px;color:var(--ink-70);line-height:1.68;font-size:1rem}
.qa .a p{margin:0 0 12px}
.qa .a p:last-child{margin:0}

.textlink{display:inline-flex;align-items:center;gap:8px;font-weight:600;color:var(--pine)}
.textlink svg{width:20px;height:8px;transition:transform .18s}
.textlink:hover{color:var(--dawn-2)}
.textlink:hover svg{transform:translateX(3px)}

/* CTA strip */
.ctastrip{background:var(--pine);color:#fff;text-align:center;padding:64px 0}
.ctastrip h2{color:#fff;font-size:clamp(1.7rem,3vw,2.3rem);max-width:20ch;margin:0 auto}
.ctastrip p{color:var(--paper-70);font-size:1.08rem;margin:16px auto 0;max-width:52ch}
.ctastrip .hero-cta{justify-content:center;margin-top:28px}

/* related links */
.related{display:grid;grid-template-columns:repeat(3,1fr);gap:18px;max-width:var(--read);margin:0 auto}
.rel{display:block;background:var(--paper-2);border:1px solid var(--line);border-radius:var(--r-sm);
  padding:22px 22px;transition:transform .18s,box-shadow .18s,border-color .18s}
.rel:hover{transform:translateY(-3px);box-shadow:var(--shadow-sm);border-color:rgba(15,71,60,.3)}
.rel .r-k{font-size:11px;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--sage)}
.rel .r-t{font-family:"Spectral",serif;font-size:1.14rem;color:var(--ink);margin-top:8px;line-height:1.25}
.rel:hover .r-t{color:var(--pine)}

/* ============================ footer ============================ */
.footer{background:var(--spruce);color:var(--paper-45);padding:62px 0 32px;border-top:3px solid var(--pine)}
.footer-top{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:44px;padding-bottom:40px;
  border-bottom:1px solid rgba(255,255,255,.09)}
.f-brand .seal{width:44px;height:44px;color:var(--dawn);margin-bottom:16px}
.f-brand .wm-name{font-family:"Spectral",serif;font-size:1.3rem;color:#fff;font-weight:600}
.f-brand p{margin:14px 0 0;font-size:.95rem;line-height:1.62;color:var(--paper-45);max-width:38ch}
.fcol h4{font-family:"Public Sans",sans-serif;font-size:12px;font-weight:700;letter-spacing:.14em;
  text-transform:uppercase;color:var(--paper-70);margin:0 0 16px}
.fcol a{display:block;color:var(--paper-45);font-size:.95rem;padding:6px 0;transition:color .16s}
.fcol a:hover{color:var(--dawn)}
.f-crisis{margin-top:28px;padding:16px 20px;background:rgba(214,162,78,.08);border:1px solid rgba(214,162,78,.2);
  border-radius:var(--r-sm);font-size:13.5px;color:var(--paper-70);line-height:1.55}
.f-crisis b{color:#fff}
.f-crisis a{color:var(--dawn);font-weight:600}
.disclaimer{font-size:12.5px;color:var(--paper-45);line-height:1.6;margin:26px 0 0;max-width:96ch}
.f-bottom{display:flex;flex-wrap:wrap;justify-content:space-between;gap:14px;margin-top:22px;
  font-size:12.5px;color:var(--paper-45)}

/* ============================ responsive ============================ */
@media(max-width:960px){
  .hero-inner{grid-template-columns:1fr;gap:40px;padding:56px 0 64px}
  .thesis-grid{grid-template-columns:1fr;gap:32px}
  .provider-inner{grid-template-columns:1fr;gap:36px;padding:56px 0}
  .footer-top{grid-template-columns:1fr 1fr;gap:32px}
  .f-brand{grid-column:1/-1}
}
@media(max-width:760px){
  body{font-size:16px}
  .nav{display:none;position:absolute;top:70px;left:0;right:0;flex-direction:column;align-items:stretch;
    background:var(--paper-2);border-bottom:1px solid var(--line);padding:12px;gap:2px;box-shadow:var(--shadow)}
  .nav.open{display:flex}
  .nav a{padding:13px 14px}
  .nav a[aria-current="page"]::after{display:none}
  .nav .nav-cta{margin:6px 0 0;text-align:center;justify-content:center}
  .nav-toggle{display:flex}
  .opt-grid{grid-template-columns:1fr}
  .facts{grid-template-columns:1fr}
  .facts .f{border-right:none;border-bottom:1px solid var(--line)}
  .facts .f:last-child{border-bottom:none}
  .steps{grid-template-columns:1fr}
  .provider .p-feats{grid-template-columns:1fr}
  .related{grid-template-columns:1fr}
  .footer-top{grid-template-columns:1fr}
  .shell{padding:0 20px}
}
@media(max-width:420px){
  .hero h1{font-size:2.05rem}
  .wm-ey{display:none}
}

@media(prefers-reduced-motion:reduce){
  *{scroll-behavior:auto!important;transition:none!important;animation:none!important}
}
:focus-visible{outline:3px solid var(--sky);outline-offset:2px;border-radius:3px}